Kemper Insurance Coverage Options for Florida Residents
Kemper Insurance offers a comprehensive range of insurance products tailored for Florida residents, addressing high auto insurance costs and hurricane risks. With Kemper insurance Florida, consumers can access coverage from auto insurance to homeowners insurance and specialty products like motorcycle insurance. When you buy Kemper insurance in Florida, you benefit from flexible policies and competitive pricing, especially for high-risk drivers.
Auto Insurance
Kemper’s auto insurance meets Florida’s requirements with Personal Injury Protection (PIP) and Property Damage Liability ($10,000 each, increasing to $50,000/$25,000 in 2025). Optional coverages like Bodily Injury Liability and Uninsured/Underinsured Motorist Coverage enhance protection. The Kemper Auto Drive Safe program personalizes rates based on driving habits, offering savings for safe drivers. Discounts for bundling with homeowners insurance, multi-vehicle, and good students lower premiums. SR-22 filings and roadside assistance support high-risk drivers.
Homeowners Insurance
Kemper’s homeowners insurance covers structures, belongings, and liability, with hurricane options. Flood insurance, vital for Florida, is offered through partners like the NFIP, covering structures and belongings. Discounts for security systems and bundling reduce premiums.
Additional Coverage
Kemper offers renters insurance for tenants, motorcycle insurance for riders, and umbrella insurance for extra liability, ensuring protection for Florida’s diverse lifestyles.
Why Choose Kemper
Kemper’s A- AM Best rating ensures financial stability. Their 24/7 support and Kemper app, despite occasional usability issues, simplify policy management. Positive reviews highlight their expertise in high-risk driver coverage, though some note delays in claims processing. Kemper’s Florida-specific approach makes them a reliable choice.
Buy with GreatFlorida Insurance
With 142 agencies across Florida, GreatFlorida Insurance is the best place to buy Kemper Insurance in Florida. Our experienced agents are well-versed in Kemper insurance Florida options and understand the state’s needs, from auto insurance for urban commuters to homeowners insurance for hurricane-prone properties. GreatFlorida ensures you secure the right Kemper policy at a competitive price.
